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The problem

An empty building is not neutral. It is a running cost. Business rates continue whether anyone is inside or not. After three months of vacancy, a commercial property attracts full rates with no relief. On a large building in London, that liability alone can run to thirty, fifty, or over a hundred thousand a year depending on rateable value. That is dead cost on a property generating no income and no return.

Insurance premiums rise the longer a property sits vacant. Insurers treat unoccupied commercial buildings as higher risk because they are. No daily presence means no early detection of water ingress, no one to notice electrical faults, no one to report forced entry. Policies for vacant properties carry higher premiums, higher excesses, and more exclusions. Some insurers refuse cover altogether after a certain vacancy period.

Deterioration accelerates without daily occupation. A leak in an occupied building is noticed the day it starts. A leak in an empty building runs for weeks or months before anyone discovers it. By then the damage is structural: saturated plasterwork, rotting joists, mould throughout, collapsed ceilings. The repair bill for undetected water damage routinely reaches five figures. Damp, condensation, vermin, vandalism, and simple neglect compound every month the property stands empty. The building loses value faster than any market movement could account for.

Squatters know which buildings are empty. They look for the signs: no lights, no movement, post piling up, overgrown access, boarded windows that nobody checks. Once inside a commercial building, a squatter is committing trespass, which is a civil matter. The owner must go to court, obtain an interim possession order or a claim for possession, wait for a hearing, and pay legal fees to recover his own property. That process takes weeks at best, months in difficult cases. Meanwhile the squatter is inside the building, potentially causing damage, changing locks, and establishing a presence that becomes harder to remove the longer it continues.

Vandals and metal thieves operate on the same intelligence. Copper piping, lead flashing, cable, boilers, radiators, anything with scrap value disappears from unwatched buildings. The theft itself is often less expensive than the consequential damage: flooded floors from stripped pipes, electrical systems destroyed, heating systems rendered unserviceable.

The conventional alternative is SIA security. A single guard, 24 hours a day, 7 days a week, at a standard hourly rate of seventeen pounds, costs over twelve thousand a month. That is nearly one hundred and fifty thousand a year for one property. The guard watches a door. He does not change the de facto status (de facto status has nothing to do with planning, change of use, etc, is just a fact, but this changes a lot) of the building from commercial to residential setup. He does not maintain the fabric. He does not report on condition, check for leaks, monitor heating, or notice deterioration. He does not deter squatters through residential occupation. He stands outside a commercial property where squatting remains a civil matter, and if someone enters through another access point while the guard is at the front, the legal position is exactly the same as if the guard were not there at all.

There is a better structure. One that protects the building through managed Trained Licensees, converts the squatting question from civil to criminal, maintains the property through daily use, catches deterioration before it becomes damage, and costs the owner little compared with alternatives.

The financials

Before we go to the financials, allow us to say something.

"No man or woman who accepted the possibility of death for this nation shall ever know scarcity of life."

That is the line our charity was built on. Right now, veterans who served this country are sleeping on its streets. One room in your building, twelve months, and a structured programme through a registered charity gives one of them a path back to stable employment and independent living. A soup kitchen and shower facility in the same building serves some others, vetted and referred through reputable veteran associations, who are not yet ready for the programme but need somewhere to start.

That is what your empty building can do while it waits for its next purpose. The full story is at veteraninneed.org.

Now, let's see the numbers, and you'll find that a noble act can also go along a profitable venture.

OptionAnnual cost to ownerSquatting statusBuilding condition
24/7 SIA security£149,000Civil matter, unchangedGuard on door, no fabric monitoring
CCTV and alarm£5,000 to £10,000Civil matter, unchangedRecords damage, prevents nothing
Do nothing£30,000 to £100,000 in rates alone, plus insurance and decayCivil matter, fully exposedDeterioration accelerating, unmonitored
Trained Licensees occupation with charityCosts for running utilities and the usual certificatesCriminal offence under LASPO. Rates relief 80 to 100%Occupied, heated, monitored daily. One veteran housed

In short: even with you paying the utilities, the financial comparison is completely absurd. We are not asking you to give us charity. We are proposing to save you tens of thousands of pounds a year while providing a live-in military-experience presence that is inherently more secure than a demotivated, minimum-wage static guard, and also to get the "feel good" of doing something about the delicate issues of the veterans abandoned by society.

Trained Licensees

Trained Licensees are vetted working veterans who occupy vacant commercial properties under the clear provisions of a licence and an Operating Manual. They are referred by veteran associations. They are not security guards. They hold no SIA authority and carry no special powers. They are veterans who have been referred, inducted, and trained to live in a managed property to a defined standard.

Every Trained Licensee provides identification, proof of employment, bank statements, an employment reference, and a DBS criminal record check. Every Trained Licensee reads and signs the Operating Manual and the licence agreement before moving in. The Operating Manual covers property care, fire safety, cleanliness, conduct, reporting, and the conditions under which the licence can be terminated immediately.

The building is protected not by equipment or authority but by the constant presence of people who live in it, know it, and are personally accountable for its condition. That presence is more effective than any guard on a door or camera on a wall.